Lark Music Keynote

Designed for instruments,
made for musicians

While music brings people together like nothing else can, we know that no two musicians are the same. So, our cover plays to your lead – delivering straightforward and cost-effective insurance for musical instruments

With us, you know that if anything happens to your musical instrument or gear, we can help repair or replace it. Our Keynote policies allow you the flexibility to choose cover for your items at your premises or home, within the UK or worldwide (with or without cover for them being within an unattended vehicle) from just £25 a year. You can also choose the same cover, but for a fixed short period of up to 6 months.

As well as protecting your musical instruments and gear, you can also add Public Liability cover to your policy or buy separately, to protect you against the cost of a claim if someone else is injured or their property damaged while you’re performing, teaching, rehearsing or recording.

We also offer Personal Accident cover, which provides financial payments of up to £30,000 if you suffer permanent disablement, or £375 per week if you suffer temporary disablement, from your normal paid Musical activity as a result of an accidental injury (exclusions apply).

After more than 25 years in this industry, we know how much music means to you. Our quick and easy cover is designed to give you the peace of mind you need to play on, protected.

Get a quote and buy your policy online in just a few simple steps

GET A QUOTE ONLINE

Instrument insurance
that plays it safe

Worldwide cover available

Get cover for wherever you take your instruments and equipment, worldwide.

Accidental loss

All our cover protects against fire, theft, flood and accidental damage.

No charge for changes

We won’t charge any admin fees if you need to update anything on your policy.

When we pay claims, we do it quickly

We know you won’t want to wait after a claim, so we settle the approved amount quickly by bank transfer.

14 days to change your mind

We don’t charge any cancellation fees for the first 14 days after you buy.

Short term cover available

Cover for your instruments and equipment, or those you hire, is available on a short term basis up to a maximum of 6 months.

Get a quote online, by email or phone

However you like to arrange your cover, we can help.

Unattended vehicle cover

Add unattended vehicle cover to your policy to protect your instrument from theft when left in a vehicle.

For the love of music

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