Insurance that’s instrumental for you

Musical instrument insurance, practised to perfection

We’ve formed a pitch-perfect duo with the ISM to offer you 20% off, high quality and cost-effective musical instrument insurance from a broker who loves music as much as you do. To qualify for the discount, use your exclusive promotion code ISM20. Terms and conditions apply*

For more than 25 years, we’ve been helping musicians, dealers, collectors, retailers and more music lovers protect what they care about most: their instruments. We understand the diversity of the musical sector, so we cater for all musical instruments across every type of genre, whether you play professionally or for fun.

Our team can tailor our service to you, from creating bespoke policies to quick online quotes. And because we share your passion for music, we always respond rapidly in the event of a claim – so you can get back to playing as soon as you can.

Cover composed for you

Simply call 020 3846 5271 or click the button below
to get a quote and set up your bespoke policy

GET A QUOTE DISCOVER MORE

DO YOU LIVE OUTSIDE THE EU OR UK?

Insurance that truly understands musicians

THREE LEVELS OF COVER AVAILABLE*

We know every musician is different so our cover comes in three levels to suit your individual needs.
*Please note, our three levels of cover are only available when purchased offline with our team.

PERSONAL SERVICE & RAPID RESPONSES

Speak to someone who understands your world. Our advisors can make instant policy changes over the phone and respond to emails quickly.

RECOUP THE VALUE LOSS IN THE EVENT OF A CLAIM

We pay the difference if your instrument becomes less valuable after a claim, for example due to necessary repairs.

TEMPORARY COVER FOR INSTRUMENTS ON LOAN

Trying before you buy or renting out to others? Add items on loan worth up to £50,000 for up to 60 days for free.

WE COVER THE COSTS THAT COME WITH CLAIMING

We understand some claims come with extra costs, such as travelling to a specialist vendor or repairer, so we’ll cover these too.*
*Reasonable costs will be covered which is decided by Lark Music and the insurer.

YOUR CHOICE OF REPAIRER

Choose the repairer you trust if you need to claim, because we understand how important it is to know your instrument is in safe hands.

CLAIMS PAID IN QUICKLY

We know you won’t want to wait after a claim, so we settle the approved amount quickly by bank transfer.

UNATTENDED VEHICLE COVER

Add unattended vehicle cover to your policy to protect your instrument from theft when left in a vehicle, with no need to prove violent entry or that it was hidden from view.

CLIMATIC CONDITIONS COVER

Choose the option to protect your instrument against climatic conditions, such as humidity damage when it’s packed away.

Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why we can also offer insurance if you live outside of the UK or the EU through our, personal service. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that best suits you. Simply fill in our online form and we will get back to you at a time that suits you.

We can cover musicians in:

• Hong Kong
• Singapore
• New Zealand
• Israel
• Switzerland
• Korea
• USA
• Australia

Terms and Conditions

To benefit from this offer you must ask for a quote either via the online proposal form or by calling us on 020 3846 5271 and referencing “ISM20”
The offer is open to customers who have not held a live policy with Lark Music for 24 months.
By entering your details in our form, you agree that Lark Music may contact you to provide you with a quote.
There is no obligation to take up any quote provided to You.
If a policy is taken out with us, the 20% of discount will be applied to the related premium.
20% off is only applicable through an online proposal form, not our online quote and buy facility.
Lark Music may request proof that you are an ISM client in order to apply the discount.
Lark Music Insurance reserves the right to withdraw this offer at any time.

For the
love of music

Useful Links

Lark Music is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.