Insurance that’s instrumental for you

Musical instrument insurance, practised to perfection

We’ve formed a pitch-perfect duo with Ingles & Hayday to offer you high quality and cost-effective musical instrument insurance from a broker who loves music as much as you do.

For more than 25 years, we’ve been helping musicians, dealers, collectors, retailers and more music lovers protect what they care about most: their instruments. We understand the diversity of the musical sector, so we cater for all musical instruments across every type of genre, whether you play professionally or for fun.

Our specialist team can tailor our service to you, from creating bespoke policies to quick online quotes. And because we share your passion for music, we always respond rapidly in the event of a claim – so you can get back to playing as soon as you can.

A full-sized violin with a wooden body, black fingerboard, and four strings, shown against a white background.

Cover composed for you

Simply call 020 3846 5271 or click the button below
to get a quote and set up your bespoke policy

GET A QUOTE DISCOVER MORE

DO YOU LIVE OUTSIDE THE EU OR UK?

Insurance that truly understands musicians

THREE LEVELS OF COVER AVAILABLE*

We know every musician is different so our cover comes in three levels to suit your individual needs.
*Please note, our three levels of cover are only available when purchased offline with our team.

PERSONAL SERVICE & RAPID RESPONSES

Speak to someone who understands your world. Our specialist advisors can make instant policy changes over the phone and respond to emails quickly.

RECOUP THE VALUE LOSS IN THE EVENT OF A CLAIM

We pay the difference if your instrument becomes less valuable after a claim, for example due to necessary repairs.

TEMPORARY COVER FOR INSTRUMENTS ON LOAN

Trying before you buy or renting out to others? Add items on loan worth up to £50,000 for up to 60 days for free.

WE COVER THE COSTS THAT COME WITH CLAIMING

We understand some claims come with extra costs, such as travelling to a specialist vendor or repairer, so we’ll cover these too.*
*Reasonable costs will be covered which is decided by Lark Music and the insurer.

YOUR CHOICE OF REPAIRER

Choose the repairer you trust if you need to claim, because we understand how important it is to know your instrument is in safe hands.

CLAIMS PAID IN CASH, QUICKLY

To help you repair or replace your instrument as swiftly as possible after a claim, we try and settle quickly and in cash.

UNATTENDED VEHICLE COVER

Add unattended vehicle cover to your policy to protect your instrument from theft when left in a vehicle, with no need to prove violent entry or that it was hidden from view.

CLIMATIC CONDITIONS COVER

Choose the option to protect your instrument against climatic conditions, such as humidity damage when it’s packed away.

Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why we can also offer insurance if you live outside of the UK or the EU through our specialist, personal service. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that best suits you. Simply fill in our online form and we will get back to you at a time that suits you.

We can cover musicians in:

• Hong Kong
• Singapore
• New Zealand
• Israel
• Switzerland
• Korea
• USA
• Australia

Proposal form

If you need to speak to someone, you can call our specialist team on 020 3846 5271 or click here to email them.

For the
love of music

Useful Links

Lark Music is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.