Musicians public liability insurance

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Specialist public liability insurance for musicians

Most musicians will play to an audience at some point. It could be how you make your living or it could be on a casual basis – but however and wherever you perform, you should make sure you’re protected from any potential claims.

Public liability insurance for musicians is designed to safeguard you from any claims if a member of your audience hurts themselves, or if your performance causes damage to a property. This could be as simple as the wrong person tripping over your wires or a heavy piece of kit getting dropped – but it could cost you significantly. And it applies if you’re performing at home too, such as a virtual gig or private performance. If you damaged any of your equipment while using it for professional reasons, you could find your home insurance won’t cover it.

That’s why we offer music public liability insurance as an additional cover to your musical instrument insurance – giving you the option to extend your policy quickly and easily for peace of mind when you perform.

Benefit from:

A cost-effective extension to your musical instrument insurance
Protection from claims from your audience if they injure themselves as a result of your performance
Cover for accidental damage you may cause to a venue or property
Cover for using your home for professional purposes
The reassurance that every performance is covered so you can play on, protected.

Choose your service and get a quote:

SIGNATURE
Bespoke personal service for professional musicians and exceptionally valuable instruments
ESSENTIAL
Quick and easy instrument insurance for musicians of all abilities

Molto espressivo. That’s how we describe our service.

When you devote your life to music, you need someone who understands that dedication. At Lark Music, we do. That’s why we offer a bespoke personal service for professional piano players, collectors, makers and dealers.

We’ll talk to you directly so we can assess your needs and tailor your policy to give you perfectly pitched protection.

Please note public liability is only available as an add-on to a musical instrument insurance policy.

Simply call +44 330 008 4870 or click the button below
to get a quote and set up your bespoke policy
PERSONAL SERVICE & RAPID RESPONSES
Speak to someone who understands your world. Our specialist advisors can make instant policy changes over the phone and respond to emails quickly.
YOUR CHOICE OF REPAIRER
Choose the repairer you trust if you need to claim, because we understand how important it is to know your instrument is in safe hands.
WE COVER THE COSTS THAT COME WITH CLAIMING
We understand some claims come with extra costs, such as travelling to a specialist vendor or repairer, so we’ll cover these too.*
*Reasonable costs will be covered which is decided by Lark Music and the insurer.

Cover as straightforward as C major

We love music as much as you do so we play our part helping you create it. That’s why our musical instrument insurance hits all the right notes.

Whether you’re practising at home, playing with friends, teaching, recording or performing on stage, we’ll get you covered quickly and easily.

Please note public liability is only available as an add-on to a musical instrument insurance policy.

COVER FOR CORE RISKS
All our cover protects against fire, theft, flood and accidental damage.
When we pay claims, we do it quickly
We know you won’t want to wait after a claim, so we settle the approved amount quickly by bank transfer.
14 DAYS TO CHANGE YOUR MIND
We don’t charge any cancellation fees for the first 14 days after you buy.
Based outside of the UK or EU? We can still help

The love of music unites people wherever they are in the world. That’s why we can also offer insurance if you live outside of the UK or the EU through our specialist, personal service. Our team has worked with musicians worldwide for many years and will be happy to help you find the policy that best suits you. Simply fill in our online form and we will get back to you at a time that suits you.

We can cover musicians in:

Hong Kong
Singapore
New Zealand
Israel
Switzerland
Korea
USA
Australia

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